Modernize your policy and claims systems without breaking them.

Hypercubic helps insurers preserve critical knowledge of policy administration, claims adjudication and actuarial systems built on COBOL, JCL and mainframe platforms before senior engineers retire. More than 80% of top global insurers still run core policy admin on mainframes, the insurance industry spends $15 billion annually on legacy system maintenance and 45% of insurance IT professionals will retire within the next decade.

Hypercubic identifies and catalogs state-specific rules, rate tables and compliance logic embedded in your codebase. This makes it straightforward to understand which business rules apply in which jurisdictions and how they differ. Statutory reporting updates that previously required weeks of manual code tracing are scoped in hours, with complete visibility into every JCL job, COBOL program and hardcoded jurisdictional rule affected.

Hypercubic supports PAS modernization by capturing the 30 or more years of product rules, endorsement workflows and lifecycle logic that senior engineers carry before they retire. HyperTwin observes how senior PAS engineers actually work and turns every session into a searchable expert model. New engineers query HyperTwin for endorsement logic, product configurations and edge-case handling instead of hunting through copybooks. PAS modernization discovery is 60% faster with Hypercubic.

Hypercubic supports policy and claims platforms including Guidewire, Duck Creek, Majesco, Sapiens, EIS, INSTEC and Oracle Insurance, as well as in-house systems. Hypercubic is built for mainframe environments running COBOL, PL/I, JCL, CICS, IMS, DB2, VSAM, Assembler and z/OS. HyperLoop produces a complete business logic inventory across each supported platform before any replacement code is written.

Hypercubic supports insurance mainframe migration to Guidewire, Duck Creek and other modern claims platforms through HyperLoop, which produces line-level correctness proofs that every premium calculation, adjudication path and policy state transition in the modernized code behaves identically to the original. PAS re-platforms routinely stall when critical product logic is discovered mid-migration, causing multi-year overruns, broken rate filings and halted policy issuance. Insurers migrate with evidence, not faith.

Hypercubic helps insurers meet NAIC, Solvency II, IFRS 17, SOX, ACORD and HIPAA requirements through HyperDocs, which continuously generates audit-ready documentation of every statutory report pipeline, including batch chains, extract queries, jurisdictional branches and output formats, that updates with every code change. Every regulatory update triggers weeks of JCL and COBOL tracing to find which hardcoded jurisdictional rules need to change. Errors mean filing rejections, DOI scrutiny and missed deadlines. Regulatory reporting impact analysis is 90% faster with Hypercubic.

Hypercubic preserves the expertise of retiring insurance engineers through HyperTwin, which turns every session into a searchable expert model. New engineers become productive on claims adjudication systems using HyperTwin for on-demand answers about FNOL processing, reserve logic and state-specific rules instead of waiting for senior SME availability. Claims platform engineer onboarding is 3x faster with Hypercubic.

Hypercubic supports overnight claims and settlement batch operations through Hopper, an AI agent that works on z/OS, navigating ISPF, submitting JCL, monitoring JES and triaging incidents with SMF and RACF data. Claims adjudication pipelines, premium billing runs and reinsurance settlements depend on z/OS operators who read SMF logs, triage JCL failures and restart job chains before morning cutoffs. Hopper resolves overnight incidents before they escalate to senior operators.

Hypercubic provides a complete inventory of every business rule, calculation and integration in the current system, the foundation implementation teams need to ensure nothing is missed. Core system replacements are the highest-risk IT projects in insurance. The automated inventory cuts months of manual reverse-engineering down to weeks. Understanding existing product configurations also accelerates new product development: when teams can quickly see how similar products are built, what rules apply and where configurations differ, they can design and deploy new products faster.

Hypercubic analyzes proprietary data structures, table-driven rating logic and custom calculation engines. Hypercubic extracts business rules regardless of how they are encoded, whether in code, configuration tables or hybrid structures. This includes hardcoded rate tables, jurisdictional rules and endorsement logic embedded in your codebase.