Financial Services
Modernize core banking without breaking it.
Hypercubic moves banks from COBOL to cloud in quarters — with line-level correctness proofs, audit-ready documentation, and the expertise of your senior engineers captured before they retire.
Request Demoof the world's top 100 banks still rely on mainframes for core processing
in daily transactions processed on COBOL-based banking systems globally
of banking systems are built on code older than 20 years
Hypercubic Intervention
| Challenge | Solution |
|---|---|
Retiring mainframe workforce with irreplaceable knowledgeCore banking platforms built over 30+ years on COBOL, CICS, and DB2 are maintained by engineers approaching retirement. Each departure erases undocumented understanding of transaction flows, business rules embedded in copybooks, and critical batch job dependencies that no onboarding program can replace. | HyperTwin HyperTwin preserves your senior mainframe engineers' expertise in queryable form. New team members ask it about COBOL programs, JCL jobs, and CICS transactions instead of waiting days for overloaded veterans. |
Regulatory compliance without system transparencySOX audits, Basel III capital calculations, and AML transaction monitoring all require demonstrable understanding of how systems process and store data. When auditors ask how a specific regulatory rule is implemented, teams spend weeks tracing logic across thousands of COBOL paragraphs and JCL procedures. | HyperDocs HyperDocs generates audit-ready documentation for every COBOL program, copybook, and batch job in your regulatory processing chain. Compliance teams get complete data lineage and business rule documentation without diverting engineers from production. |
Failed modernization attempts from undocumented business logicCore banking re-platform projects routinely stall or fail because critical business logic is buried in decades of COBOL code, nested copybooks, and undocumented CICS program linkages. Teams discover missing rules only after migration, causing production incidents and rollbacks. | HyperLoop HyperLoop produces business logic extraction across your entire COBOL codebase, mapping every conditional path, copybook dependency, and cross-program call. Modernization teams get a complete specification before any replacement code is written. |
Escalating MIPS costs with no visibility into optimization targetsMainframe MIPS consumption grows year over year, but without clear understanding of which batch jobs, CICS transactions, and DB2 queries drive cost, optimization efforts are guesswork. Teams cannot reduce what they cannot map. | HyperDocs HyperDocs maps your complete mainframe workload topology (batch job chains, CICS transaction flows, DB2 access patterns, and IMS segment calls), so capacity planning teams get the visibility to identify and eliminate inefficiencies. |
Built for the systems that actually run banks.
Mainframe runtime
Core banking platforms
Compliance & risk
Measurable Impact
Reduction in audit preparation time
Compliance teams generate auditor-ready documentation for SOX, Basel III, and AML requirements in hours instead of weeks, freeing mainframe engineers to focus on production work rather than answering audit questions.
Faster mainframe developer onboarding
New engineers become productive on COBOL and JCL codebases faster, using HyperTwin instead of waiting for senior SME availability.
Reduction in modernization discovery costs
Core banking re-platform initiatives eliminate months of manual reverse-engineering by starting with an automated inventory of business logic, data flows, and system dependencies across the entire COBOL estate.
Hypercubic helps banks and financial institutions preserve critical mainframe knowledge, accelerate regulatory compliance and modernize core banking systems built on COBOL, JCL, CICS and DB2. Ninety-two percent of the world's top 100 banks still rely on mainframes for core processing, $8.6 trillion in daily transactions are processed on COBOL-based banking systems globally and 43% of banking systems are built on code older than 20 years.
Hypercubic keeps financial institution source code and data entirely within the institution's own environment. Hypercubic deploys within existing infrastructure, processes data under strict contractual terms and never uses customer data to train models. Hypercubic supports on-premises or VPC deployment with zero data egress and no outbound connections required.
Hypercubic supports core banking modernization through HyperLoop, which maps every conditional path, copybook dependency and cross-program call across the entire COBOL codebase. HyperLoop captures every business rule explicitly, classifies each by type and ties each to its source paragraphs. Modernization teams get a complete specification before any replacement code is written. HyperLoop compresses transformation timelines by 80%+ and machine-checks every program for memory safety, type correctness and runtime errors before cutover.
Hypercubic supports core banking platforms including Hogan, FIS Profile, Finastra Fusion, Fiserv DNA, Jack Henry and Temenos, as well as in-house systems. Hypercubic is built for mainframe environments running COBOL, PL/I, JCL, CICS, IMS, DB2, VSAM, NATURAL and z/OS. HyperLoop produces a complete business logic inventory across each supported platform before any replacement code is written.
Hypercubic supports COBOL to cloud banking migrations through HyperLoop, which produces line-level correctness proofs that every code path in the modernized system behaves identically to the original COBOL. In core banking re-platforms, teams discover missing rules only after migration, causing production incidents and rollbacks. HyperLoop runs two verification gates before cutover and machine-checks every program for memory safety, type correctness and runtime errors. Banks reduce modernization discovery costs by 60%.
Hypercubic helps banks prepare for regulatory audits including SOX, Basel III, AML, CCAR/DFAST and GLBA through HyperDocs, which generates audit-ready documentation for every COBOL program, copybook and batch job in the regulatory processing chain. Compliance teams get complete data lineage and business rule documentation without diverting engineers from production. Banks reduce audit preparation time by 40%.
Hypercubic reduces mainframe MIPS consumption through HyperDocs, which maps the complete mainframe workload topology across batch job chains, CICS transaction flows, DB2 access patterns and IMS segment calls. Capacity planning teams get the visibility to identify and eliminate inefficiencies. Without clear understanding of which batch jobs, CICS transactions and DB2 queries drive cost, optimization efforts are guesswork.
Hypercubic addresses the retiring mainframe workforce through HyperTwin, a living knowledge capture system that runs AI-driven interviews to extract tribal knowledge from subject matter experts. HyperTwin synthesizes each SME's operational expertise and procedural workflows into a digital twin. New team members ask HyperTwin about COBOL programs, JCL jobs and CICS transactions instead of waiting days for overloaded veterans. Banks onboard new mainframe developers 3x faster.
Yes. Hypercubic operates as a read-only intelligence layer. Hypercubic connects to source code repositories and runtime logs without modifying production systems. There is zero impact on mainframe performance or availability.
Hypercubic delivers a complete knowledge inventory of a critical application within 4 to 6 weeks, including dependency maps, business rule catalogs and risk assessments delivered as queryable, living documentation. Core banking re-platform initiatives eliminate months of manual reverse-engineering by starting with this automated inventory of business logic, data flows and system dependencies across the entire COBOL estate.
See how Hypercubic understands your core banking systems
Schedule a technical assessment with our team. We will analyze a sample of your COBOL codebase and show you exactly how Hypercubic maps business logic, batch dependencies, and regulatory processing.
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