Modernize your policy and claims systems without breaking them.

Hypercubic moves insurers from COBOL to cloud in quarters — with line-level proofs every rate and adjudication path behaves identically, continuously audit-ready statutory documentation, and the expertise of your senior engineers captured before they retire.

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80%+

of top global insurers still run core policy admin on mainframes

$15B

annual insurance industry spending on legacy system maintenance

45%

of insurance IT professionals will retire within the next decade

Hypercubic Intervention

Challenge	Solution
Decades of PAS expertise walking out the door Your policy admin systems carry 30+ years of product rules, endorsement workflows, and lifecycle logic understood by a handful of engineers approaching retirement. When they leave, the knowledge leaves with them.	HyperTwin HyperTwin observes how your senior PAS engineers actually work and turns every session into a searchable expert model. New engineers query it for endorsement logic, product configurations, or edge-case handling instead of hunting through copybooks.
Statutory filings require weeks of manual code archaeology Every regulatory update triggers weeks of JCL and COBOL tracing to find which hardcoded jurisdictional rules need to change. Errors mean filing rejections, DOI scrutiny, and missed deadlines.	HyperDocs HyperDocs continuously generates audit-ready documentation of every statutory report pipeline — batch chains, extract queries, jurisdictional branches, output formats — that updates with every code change. Impact analysis drops from weeks to hours.
Core system replacement is the biggest bet on your balance sheet PAS re-platforms routinely stall when critical product logic is discovered mid-migration. Every high-profile failure — multi-year overruns, broken rate filings, halted policy issuance — reinforces the status quo.	HyperLoop HyperLoop produces line-level correctness proofs that every premium calculation, adjudication path, and policy state transition in the modernized code behaves identically to the original — so you migrate with evidence, not faith.
Overnight claims and settlement batches depend on a shrinking bench Your claims adjudication pipelines, premium billing runs, and reinsurance settlements depend on z/OS operators who read SMF logs, triage JCL failures, and restart job chains before morning cutoffs. You can't hire more of them.	Hopper Hopper works as an AI agent on z/OS — navigating ISPF, submitting JCL, monitoring JES, and triaging incidents with SMF and RACF data. Overnight incidents get resolved before they escalate to your senior operators.

Challenge

Solution

Decades of PAS expertise walking out the door

Your policy admin systems carry 30+ years of product rules, endorsement workflows, and lifecycle logic understood by a handful of engineers approaching retirement. When they leave, the knowledge leaves with them.

HyperTwin

HyperTwin observes how your senior PAS engineers actually work and turns every session into a searchable expert model. New engineers query it for endorsement logic, product configurations, or edge-case handling instead of hunting through copybooks.

Statutory filings require weeks of manual code archaeology

Every regulatory update triggers weeks of JCL and COBOL tracing to find which hardcoded jurisdictional rules need to change. Errors mean filing rejections, DOI scrutiny, and missed deadlines.

HyperDocs

HyperDocs continuously generates audit-ready documentation of every statutory report pipeline — batch chains, extract queries, jurisdictional branches, output formats — that updates with every code change. Impact analysis drops from weeks to hours.

Core system replacement is the biggest bet on your balance sheet

PAS re-platforms routinely stall when critical product logic is discovered mid-migration. Every high-profile failure — multi-year overruns, broken rate filings, halted policy issuance — reinforces the status quo.

HyperLoop

HyperLoop produces line-level correctness proofs that every premium calculation, adjudication path, and policy state transition in the modernized code behaves identically to the original — so you migrate with evidence, not faith.

Overnight claims and settlement batches depend on a shrinking bench

Your claims adjudication pipelines, premium billing runs, and reinsurance settlements depend on z/OS operators who read SMF logs, triage JCL failures, and restart job chains before morning cutoffs. You can't hire more of them.

Hopper

Hopper works as an AI agent on z/OS — navigating ISPF, submitting JCL, monitoring JES, and triaging incidents with SMF and RACF data. Overnight incidents get resolved before they escalate to your senior operators.

Built for the systems insurers actually run.

Mainframe runtime

COBOLPL/IJCLCICSIMSDB2VSAMAssemblerz/OS

Policy & claims platforms

GuidewireDuck CreekMajescoSapiensEISINSTECOracle InsuranceIn-house

Regulatory & reporting

NAIC model lawsState DOI filingsSolvency IIIFRS 17SOXACORDHIPAA

Measurable Impact

60%

Faster PAS modernization discovery

Policy administration re-platform initiatives start with an automated inventory of every product rule, endorsement handler, and premium calculation path — cutting months of manual reverse-engineering down to weeks.

Faster claims platform engineer onboarding

New engineers become productive on claims adjudication systems using HyperTwin for on-demand answers about FNOL processing, reserve logic, and state-specific rules instead of waiting for senior SME availability.

90%

Faster regulatory reporting impact analysis

Statutory reporting updates that previously required weeks of manual code tracing are scoped in hours, with complete visibility into every JCL job, COBOL program, and hardcoded jurisdictional rule affected.

Common Questions

How does Hypercubic handle multi-state regulatory complexity?

Our platform identifies and catalogs state-specific rules, rate tables, and compliance logic embedded in your codebase. This makes it straightforward to understand which business rules apply in which jurisdictions and how they differ.

Can this help with our core system replacement?

Core system replacements are the highest-risk IT projects in insurance. Hypercubic provides a complete inventory of every business rule, calculation, and integration in your current system—the foundation your implementation team needs to ensure nothing is missed.

What about legacy rating engines with proprietary table structures?

Hypercubic analyzes proprietary data structures, table-driven rating logic, and custom calculation engines. We extract the business rules regardless of how they are encoded—in code, configuration tables, or hybrid structures.

How does this improve our speed to market for new products?

Understanding your existing product configurations accelerates new product development. When your team can quickly see how similar products are built, what rules apply, and where configurations differ, they can design and deploy new products faster.

See how Hypercubic understands your policy and claims systems

Schedule a technical assessment with our team. We will analyze a sample of your PAS or claims COBOL codebase and show you exactly how Hypercubic maps product rules, adjudication logic, and rating calculations.

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